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This is undoubtedly the BEST chocolate banana bread recipe you’ll ever make! It has a moist, slightly fudgy texture, is loaded with chocolate chips, then topped chocolate glaze that seals the deal!
Check out this Moist Chocolate Chip Banana Bread, Banana Bread with Streusel Topping, and everyone’s favorite – Maple Cinnamon Banana Bread!

Lately, I’ve been working on so many different recipes. However, this Chocolate Banana Bread is BY FAR my favorite. This is the best chocolate banana bread I’ve ever eaten.
It’s super chocolatey, tender and moist, easy to make, and just heaven on a plate. If I could describe this properly, it’s like a fudgy brownie, a chocolate loaf cake, and traditional banana bread got together and merged the best of everything.
It’s a chocolate lover’s dream.
The fudgy yet cakey texture with the chocolate chips… as I said, heaven on a plate! Also, It goes PERFECTLY with a cup of coffee. Or by itself. Or with whatever you like – it’s just that good.
What I also love about this chocolate banana bread is that it uses simple ingredients and doesn’t require you to buy any special ingredients. I used ripe bananas just as they became spotty and a little cocoa powder and chocolate chips.. also a touch of nutmeg. This combination of ingredients is out of this world!
Table of contents
Key Ingredients

(full recipes and list of ingredients can be found in the recipe card)
- Ripe Bananas provide natural sweetness, moisture, and structure. Overripe bananas mash easily and help create a soft, tender crumb while reducing the need for excess sugar. If you have a bunch, make my banana bread cinnamon rolls or banana bread chocolate chip cookies next!
- Dutch-Process Cocoa Powder adds rich, deep chocolate flavor. It also creates a smooth, bakery style chocolate taste in banana bread.
- Sour Cream adds fat and acidity, which keeps the loaf moist and tender for a softer, finer crumb.
- Espresso Powder enhances the chocolate flavor without making the bread taste like coffee. A small amount deepens and intensifies the cocoa powder’s richness.
- Vegetable Oil keeps chocolate banana bread ultra-moist for days. You can also olive oil for a more earthy flavor. Melted butter is amazing, don’t get me wrong, but if you want a super moist banana bread, oil is the way to go.
- Semi-sweet Chocolate Chips add melty pockets of chocolate and balanced sweetness. Semisweet chocolate complements the cocoa powder without overpowering the banana flavor.
Substitutions and Variations
- If you’d like to use melted butter instead of oil, you can make this easy, quick swap! The bread may not be as fudgy and moist but it’ll taste delicious.
- Add banana extract for more punchy banana flavor!
- Add in milk chocolate or dark chocolate chips instead of semi-sweet depending on your flavor preference!
- Greek Yogurt is a great substitute for sour cream, if needed.
How To Make Chocolate Banana Bread with Chocolate Chips
Prep: Preheat oven to 350 degrees F. Line a 9 by 5-inch loaf pan with parchment paper so that about 2 inches of overhang on each side. This makes it easier to pull the loaf out when it’s finish baking.

Step 1: Add bananas to a large bowl and mash until smooth. Then add brown sugar, sugar, vanilla extract, eggs, egg yolk, sour cream, and vegetable oil. Use an electric hand mixer and blend everything together for about 1-2 minutes, until smooth.

Step 2: In a separate bowl, whisk together all purpose flour, dutch process cocoa powder (I prefer modern mountain cocoa powder, however, use whatever you have!), espresso powder, baking powder, baking soda, kosher salt, and nutmeg. Add chocolate chips and toss to coat.

Step 3: Pour the dry ingredients into the wet ingredients and mix until smooth, about 30 seconds. Pour the banana bread batter into the prepared loaf pan and sprinkle additional chocolate chips on top. Bake in the preheated oven for 1 hour and 10-20 minutes, until a toothpick inserted into the center of the loaf comes out with just a few moist crumbs. Let the bread cool in the pan until cooled completely.

Step 4: Optional – add heavy cream to a heat safe bowl and microwave for about 1 minute, until very warm. Add semi-sweet chocolate chips and butter. Let it sit for 3 minutes, then stir until the chocolate is fully melted. Remove the banana bread from the pan and place onto a wire rack. Pour the melted chocolate on top of the bread.
Baking Tips For the Best Chocolate Banana Bread
- Be sure to use dutch process cocoa powder for this recipe. You can get away with using natural cocoa powder, but it’ll likely be a bit too dry and won’t rise as high in the oven.
- Use ripe bananas! Not the kind of bananas that are brown/black, just ripe with a few spots will do. I find when the bananas are too ripe, the bread turns out a bit too sweet and kind of weird. So, just ripe will do!
- I really like to use a hand mixer to mix together all of the wet ingredients, incorporating a lot of air so that it’ll rise nicely in the oven. Banana bread batter is very heavy so we need those air bubble to help it rise sky high while baking. If you don’t have one, you can also use a stand mixer or whisk vigorously.
- Mashed the bananas let you mean it! Getting the bananas nice and smooth it keep to getting the best texture. It’s ok if it’s slightly lumpy, but it should be mostly smooth.
- Use a kitchen scale to measure your ingredients! This prevents adding too much flour or mashed bananas which can turn this double chocolate banana bread to a dry or mushy banana bread instead. The gram measurements are in the recipe card.
- Use kosher salt as opposed to table salt. The salt grains are larger and dissolve better into the batter. It’s also additive free and tastes better. (I use kosher salt exclusively for ALL of my recipes, so I’m biased but it’s my favorite.)
What To Eat With Chocolate Banana Bread

Coffee is my favorite! Slicing into this chocolate banana bread heating it up with a little butter.. then sipping my coffee?! SO good.
- Berries, specifically raspberries and blueberries – they pair exceptionally well with the flavor of this bread
- Sliced bananas on top!
- Peanut butter smeared on top is delicious with this too!
- Like I mentioned earlier, coffee!
You can enjoy the bread by itself too. However you decide to enjoy it, it’ll be delicious!
Recipe FAQs
The riper, the better. You want bananas that are heavily speckled or mostly brown. They mash easily and bring natural sweetness and moisture to the bread.
Yes! You can use greek yogurt or buttermilk in its place!
This usually happens if the bread is underbaked or the batter was overmixed. Make sure the center reaches doneness before removing it from the oven and mix just until the ingredients are combined.
Store the loaf tightly wrapped in plastic wrap or an airtight container at room temperature for up to 3-4 days. For longer storage, refrigerate for up to 5 days or freeze for up to 3 months.
Yes, but the flavor may be slightly bitter and it may not rise as high while baking. In a pinch, it’ll work. However, because of how this recipe is written, dutch process works best.
More Banana Bread Recipes
Breakfast
One Bowl Chocolate Chip Banana Bread
Breakfast
Banana Bread with Pecans
Desserts
Cinnamon Banana Bread
Breakfast
Banana Bread with Streusel Topping
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If you make this recipe, please leave a star rating on the recipe card and comment below! You can also tag @BritneyBreaksBread on Instagram and hashtag #britneybreaksbread so I can celebrate your beautiful creations!
Chocolate Banana Bread

Equipment
- 9×5 loaf pan
Ingredients
- 1 1/2 cups (345 g) Bananas, (mashed, about 3-4 bananas)
- 1 cup (220 g) Brown Sugar
- 2 tbsp (25 g) Sugar
- 2 tsp Vanilla Extract
- 2 large (100 g) Eggs, (room temperature)
- 1 (18 g) Egg Yolk, (room temperature)
- 1/2 cup (120 g) Sour Cream, (room temperature)
- 1/2 oil + 1 tbsp (126 g) Vegetable Oil
- 1 3/4 cup (219 g) All Purpose Flour
- 1/2 cup (43 g) Dutch Process Cocoa Powder
- 1 tsp Espresso Powder
- 2 tsp Baking Powder
- 1/4 tsp Baking Soda
- 1/2 tsp Kosher Salt
- 1/4 tsp Nutmeg
- 1 cup semi-sweet chocolate chips, (more for topping)
Chocolate Ganache Topping (optional)
- 1/2 cup Heavy Cream, (warmed)
- 1/2 cup Semi-Sweet Chocolate Chips
- 2 tbsp Salted Butter
Instructions
- Preheat oven to 350 degrees F. Line a 9×5 loaf pan with parchment paper so that about 2 inches of overhang on each side. This makes it easier to pull the loaf out when it's finish baking. 1 1/2 cups Bananas
- Add bananas to a large bowl and mash until smooth. Then add brown sugar, sugar, vanilla extract, eggs, egg yolk, sour cream, and vegetable oil. Use an electric hand mixer and blend everything together for about 1-2 minutes, until smooth. 1 cup Brown Sugar 2 tbsp Sugar 2 tsp Vanilla Extract 2 large Eggs 1 Egg Yolk 1/2 cup Sour Cream 1/2 oil + 1 tbsp Vegetable Oil
- In a separate bowl, whisk together all purpose flour, dutch process cocoa powder, espresso powder, baking powder, baking soda, kosher salt, and nutmeg. Add chocolate chips and toss to coat. 1 3/4 cup All Purpose Flour 1/2 cup Dutch Process Cocoa Powder 1 tsp Espresso Powder 2 tsp Baking Powder 1/4 tsp Baking Soda 1/2 tsp Kosher Salt 1/4 tsp Nutmeg 1 cup semi-sweet chocolate chips
- Pour the dry ingredients into the wet ingredients and mix until smooth, about 30 seconds. Pour the banana bread batter into the prepared pan and sprinkle additional chocolate chips on top. Bake in the preheated oven for 1 hour and 10-20 minutes, until a toothpick inserted into the center of the loaf comes out with just a few moist crumbs. (NOTE: Due to the chocolate chips, a toothpick may not come out completely clean, however, it should not be coated with batter when removed.)
- Allow the chocolate banana bread to cool in the pan until cooled completely, this locks in moisture for that soft and slightly fudgy texture.
- Optional – add heavy cream to a heat safe bowl and microwave for about 1 minute, until very warm. Add semi-sweet chocolate chips and butter. Let it sit for 3 minutes, then stir until the chocolate is fully melted. Remove the banana bread from the pan and place onto a wire rack. Pour the melted chocolate on top of the bread. 1/2 cup Heavy Cream 1/2 cup Semi-Sweet Chocolate Chips 2 tbsp Salted Butter
Notes
- Be sure to use dutch process cocoa powder for this recipe. You can get away with using natural cocoa powder, but it’ll likely be a bit too dry and won’t rise as high in the oven.
- Use ripe bananas! Not the kind of bananas that are brown/black, just ripe with a few spots will do. I find when the bananas are too ripe, the bread turns out a bit too sweet and kind of weird. So, just ripe will do!
- I really like to use a hand mixer to mix together all of the wet ingredients, incorporating a lot of air so that it’ll rise nicely in the oven. Banana bread batter is very heavy so we need those air bubble to help it rise sky high while baking. If you don’t have one, you can also use a stand mixer or whisk vigorously.
- Mashed the bananas let you mean it! Getting the bananas nice and smooth it keep to getting the best texture. It’s ok if it’s slightly lumpy, but it should be mostly smooth.
- Use kosher salt as opposed to table salt. The salt grains are larger and dissolve better into the batter. It’s also additive free and tastes better. (I use kosher salt exclusively for ALL of my recipes, so I’m biased but it’s my favorite.)
Nutrition
Nutrition information is automatically calculated, so should only be used as an approximation.















Is there a more potent word than “spectacular”? This recipe was a stunner (understatement). I decided to get into Britney’s “brain”, and I literally followed each gram weight that she generously shared. What an easy roadmap, and deep thanks to Britney for sharing her math. While I was completely accurate in making the batter, I opted to create 8 jumbo sized muffins in a commercial “sticky bun” pan that I have. I poured 6 oz. weight of batter into each well, and there was a super tiny amount of leftover batter…a couple of tablespoons. I tested at 26 minutes and they were done. I will quit while I am ahead, but really would like to talk about these muffins, a LOT. This is absolutely an heirloom recipe in my compendium, and will be made regularly.
Thank you so much, Jeff! I always appreciate your reviews!
Could I use instant coffee in place of espresso powder?
Hi! Yes, you can! Enjoy <3
I made this!!! And it is delicious!!!
Thank you
Thanks so much!
Having company and I was out of ideas for dessert,well I made this quick and fast
It was moist and tasty. The best I have ever made. Needless to say;my guest went home with a few.
I’m so happy to hear that, thank you for your review!